The right credit card is just a click away. Our team of experts has reviewed the best and most popular credit cards. You'll find all our credit card reviews here, and since they're separated by card category, you can quickly jump to the type of card you want.
- Cash back and rewards credit card reviews
- Balance transfer and 0% intro APR credit card reviews
- Travel credit card reviews
- Student credit card reviews
- Airline credit card reviews
- Secured credit card reviews
- Store credit card reviews
- Business credit card reviews
Credit card rating methodology
Cash back and rewards credit card reviews
Whether you're looking to take some pressure off your budget or simply get something back on your normal spending, cash back and rewards credit cards can help.
| Card | Great for |
|---|---|
| Prime Visa | Top-notch cash back rates at Amazon and Whole Foods |
| Amazon Visa | Extra Amazon rewards for cardholders without a Prime membership |
| American Express Cash Magnet® Card | Flat-rate cash back (terms apply) |
| Amex EveryDay® Credit Card from American Express | Bonus rewards for using your card frequently (terms apply) |
| Apple Card | Bonus cash back with Apple and Apple Pay |
| Bank of America® Customized Cash Rewards credit card | Bonus cash back in the category of your choice |
| Blue Cash Everyday® Card from American Express | Bonus cash back at U.S. supermarkets and U.S. gas stations with no annual fee (see rates and fees)(terms apply) |
| Blue Cash Preferred® Card from American Express | Generous cash back rate at U.S. supermarkets (terms apply) |
| Blue from American Express® | A starter rewards card from American Express with no annual fee (see rates and fees) |
| Capital One Quicksilver Cash Rewards Credit Card | Straightforward rewards with a competitive flat rate on purchases |
| Capital One QuicksilverOne Cash Rewards Credit Card | Solid cash back for consumers with fair credit |
| Capital One Savor Cash Rewards Credit Card | One of the highest cash back rates we've seen for dining and entertainment |
| Capital One SavorOne Cash Rewards Credit Card | Bonus cash back on dining and entertainment for no annual fee |
| Chase Freedom Flex℠ | A wide range of bonus cash back categories |
| Chase Freedom Rise℠ | A rewards card designed for building credit |
| Chase Freedom Unlimited® | Competitive cash back on purchases |
| Citi Double Cash® Card | Double cash back opportunity and no annual fee |
| Citi Rewards+® Card | Rewards that round up plus a 0% intro APR offer on purchases and balance transfers |
| Discover it® Cash Back | High cash back rates in rotating quarterly bonus categories and a first-year match of all your rewards |
| Discover it® Chrome | Bonus cash back at restaurants and gas stations and a first-year match of all your rewards |
| Ducks Unlimited Rewards Visa® Card | Helps fund wetland conservation efforts and offers cash back on purchases |
| PayPal Cashback Mastercard® | Impressive cash back rate on purchases |
| Petal® 1 "No Annual Fee" Visa® Credit Card | A starter credit card that earns cash back with select merchants |
| Petal® 2 "Cash Back, No Fees" Visa® Credit Card | Easy approval process and solid cash back rates |
| SoFi Unlimited 2% Credit Card | Strong cash back rate with no annual fee |
| U.S. Bank Altitude® Go Visa Signature® Card | Big bonus rewards on dining and an annual streaming credit |
| U.S. Bank Cash+® Visa Signature® Card | Bonus cash back in categories of your choosing |
| Wells Fargo Active Cash® Card | Unlimited 2% flat-rate cash rewards |
| Wells Fargo Autograph℠ Card | Unlimited cash rewards on multiple spending categories, plus cellphone protection |
| Wells Fargo Propel American Express® card | Bonus cash back for dining, gas, streaming, and travel |
Balance transfer and 0% intro APR credit card reviews
Balance transfer credit cards are a great way to save money while you pay off debt. You can also find cards with the same type of 0% intro APR offer on purchases.
| Card | Great for |
|---|---|
| BankAmericard® credit card | A lengthy 0% intro APR offer for purchases and qualifying balance transfers |
| Citi® Diamond Preferred® Card | A lengthy 0% intro APR offer for purchases and balance transfers and free FICO® Score monitoring |
| Citi Simplicity® Card | No annual fee, no late fees, and a 0% intro APR on purchases and balance transfers |
| Discover it® Chrome | 0% intro APR on balance transfers and competitive cash back rates (the go-to variable rates apply after the intro period) |
| Simmons Visa® | 0% intro APR on balance transfers plus a low ongoing APR for both purchases and balance transfers |
| U.S. Bank Visa® Platinum Card | Combination of a lengthy 0% intro APR for purchases and balance transfers |
| Wells Fargo Platinum card | Long 0% intro APR on purchases and balance transfers |
| Wells Fargo Reflect® Card | One of the longest 0% intro APR offers |
Travel credit card reviews
Travel credit cards can be your ticket to big savings on airfare, hotels, and your other travel costs.
| Card | Great for |
|---|---|
| American Express® Gold Card | Big dining and U.S. supermarkets rewards (terms apply) |
| American Express® Green Card | Bonus rewards on dining, travel, and transit along with airport lounge credits. (All information about the American Express® Green Card has been gathered independently by The Ascent. Terms apply) |
| Bank of America® Premium Rewards® credit card | Big rewards on purchases that you can use for travel or cash back redemptions |
| Bank of America® Travel Rewards credit card | Points on purchases and no annual fee |
| Capital One Venture Rewards Credit Card | Miles on purchases and a big travel rewards sign-up bonus |
| Capital One Venture X Rewards Credit Card | Premium travel perks and big bonus opportunities |
| Capital One VentureOne Rewards Credit Card | Miles on purchases and no annual fee |
| Chase Sapphire Preferred® Card | Versatile rewards program with a focus on dining and travel |
| Chase Sapphire Reserve® | Luxury travel and lifestyle benefits including airport lounge access and a big annual travel credit |
| Citi Strata Premier℠ Card | Valuable travel rewards bonus and an annual hotel savings offer |
| Citi Prestige® Card | High-end travel perks including a big annual travel credit and a valuable hotel savings offer |
| Discover it® Miles | Miles on purchases and no annual fee |
| Hilton Honors American Express Aspire Card | Hilton's most feature-packed card offering spending credits, airport lounge access, and much more (terms apply) |
| Hilton Honors American Express Card | A no annual fee Hilton card with a big welcome offer (see rates and fees)(terms apply) |
| Hilton Honors American Express Surpass® Card | A mid-tier Hilton card with a welcome offer and the opportunity to earn an annual free night certificate (terms apply) |
| IHG One Rewards Premier Credit Card | One free night per year and huge rewards on IHG® purchases |
| IHG One Rewards Traveler Credit Card | No annual fee and bonus IHG® rewards |
| Marriott Bonvoy Bold® Credit Card | A no annual fee Marriott card offering complimentary status with the hotel |
| Marriott Bonvoy Boundless® Credit Card | The mid-tier Marriott card offering an annual free night award and complimentary status with the hotel |
| Marriott Bonvoy Brilliant® American Express® Card | Marriott's luxury card offering spending credits, an annual free night award, and airport lounge access (terms apply) |
| The Platinum Card® from American Express | Luxury travel and lifestyle benefits including multiple spending credits, airport lounge access, as well as hotel and resort perks (terms apply) |
| U.S. Bank Altitude™ Reserve Visa Infinite® Card | Premium travel perks including an impressive annual travel/dining credit and airport lounge access |
| The World of Hyatt Credit Card | One free night per year, automatic elite status with Hyatt, and high rewards on Hyatt purchases |
Student credit card reviews
While you're going to college, student credit cards give you the opportunity to start building your credit and potentially score some useful extra perks as well.
| Card | Great for |
|---|---|
| Bank of America® Customized Cash Rewards credit card for Students | Bonus cash back in the category of your choice |
| Bank of America® Travel Rewards credit card for Students | Travel rewards on purchases |
| Deserve Edu Mastercard for Students | Free cellphone insurance and spending credits with multiple retailers |
| Discover it® Student Cash Back | Excellent cash back rates for a student credit card and FICO® Score monitoring |
| Discover it® Student Chrome | Bonus cash back at restaurants and gas stations and FICO® Score monitoring |
Airline credit card reviews
If you're interested in free checked luggage, airport lounge access, or you just want to collect lots of bonus miles, airline credit cards are exactly what you need.
| Card | Great for |
|---|---|
| Aer Lingus Visa Signature® Card | Earning Avios for frequent travelers to Ireland and the U.K. |
| Alaska Airlines Visa® Card | Airline benefits and big rewards on Alaska Airlines purchases |
| British Airways Visa Signature® Card | Bonus miles and airline benefits |
| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | American Airlines benefits and bonus miles |
| Citi® / AAdvantage® Executive World Elite Mastercard® | Premium American Airlines perks that include airport lounge access |
| Delta SkyMiles® Blue American Express Card | A no annual fee Delta credit card offering bonus miles on purchases with Delta and at restaurants (see rates and fees) (terms apply) |
| Delta SkyMiles® Gold American Express Card | A moderately priced Delta card offering multiple valuable perks with the airline (terms apply) |
| Delta SkyMiles® Platinum American Express Card | A high-end Delta card offering extensive travel benefits and savings (terms apply) |
| Delta SkyMiles® Reserve American Express Card | The top-tier Delta card with the most features |
| Southwest Rapid Rewards® Plus Credit Card | The most affordable Southwest credit card |
| Southwest Rapid Rewards® Premier Credit Card | The mid-tier Southwest credit card |
| Southwest Rapid Rewards® Priority Credit Card | Southwest's top credit card offering bonus points |
| United Club℠ Infinite Card | The top-tier United card offering extensive benefits with the airline |
| United Quest℠ Card | A high-end United card with big rewards and spending credits |
| United℠ Explorer Card | The mid-tier United card offering valuable perks at a reasonable price |
| United Gateway℠ Card | A no annual fee United card |
Secured credit card reviews
For those who either need to start building a credit history or repair bad credit, secured credit cards are some of the easiest credit cards to get.
| Card | Great for |
|---|---|
| BankAmericard® Secured Credit Card | FICO® Score monitoring and no annual fee |
| Capital One Platinum Secured Credit Card | Easy approval process and a flexible starting deposit amount |
| Citi® Secured Mastercard® | FICO® Score monitoring and no annual fee |
| Discover it® Secured Credit Card | Build credit with no annual fee while earning cash back rewards |
| OpenSky® Secured Visa® Credit Card | No credit check required for approval and a flexible starting credit limit based on your security deposit |
Store credit card reviews
By signing up for store credit cards with your favorite retailers, you could score discounts, gift certificates, and possibly qualify for special deals.
| Card | Great for |
|---|---|
| Best Buy Credit Card | Bonus rewards and zero-interest financing offers on Best Buy purchases |
| Cabela's CLUB Mastercard® | Bonus rewards and a low APR on purchases with Cabela's and Bass Pro Shop |
| Costco Anywhere Visa® Card by Citi | Bonus cash back rewards at Costco and on eligible gas and EV charging spending |
| Disney Credit Card | Savings and special perks with Disney stores and vacations plus zero-interest Disney vacation financing offers |
| IKEA® Visa® Credit Card | Rewards certificates, IKEA family membership, and up to 5% back rewards |
| Kohl's Rewards® Visa | Exclusive discounts and sales plus extra convenience with receipt-free returns |
| Lowe's Advantage Card | Choose from either a discount or low-interest financing on Lowe's purchases |
| Nordstrom credit card | Bonus rewards on Nordstrom purchases and automatic Influencer status |
| Old Navy Credit Card | Bonus rewards on purchases at Old Navy and other Gap Inc. brands |
| Sam's Club Credit Card | Statement credit for new cardholders and bonus cash back in several spending categories |
| T.J. Maxx Credit Card | Bonus rewards at T.J. Maxx stores |
| Capital One Walmart Rewards® Mastercard® | Bonus rewards on Walmart purchases, price protection, and extended warranty coverage |
Business credit card reviews
Business credit cards may be intended for managing business expenses, but that's far from their only benefit. They can also offer impressive rewards and 0% intro APR periods to help business owners save money.
| Card | Great for |
|---|---|
| American Express Business Gold Card | Bonus points in the categories where you spend the most and top-tier purchase and travel protections (terms apply) |
| Blue Business Cash™ Card from American Express | High cash back rate on up to $50,000 in yearly spending (terms apply) |
| Capital One Spark 2% Cash Plus | Big cash back on purchases and a sign-up bonus |
| Capital One Spark Cash Select for Business | Cash back on purchases and a 0% intro APR on purchases for an introductory period |
| Capital One Spark 1% Classic Card | Cash back rewards for no annual fee and available to business owners with fair credit |
| Capital One Spark 2X Miles | Big rewards on purchases plus bonus miles on hotels and car rentals booked through Capital One |
| Capital One Spark 1.5X Miles Select | Miles on purchases and no annual fee |
| Capital One Venture X Business Credit Card | Huge sign-up bonus and an annual travel credit |
| Ink Business Cash® Credit Card | Bonus rewards on business purchases and 0% intro APR on purchases for an introductory period |
| Ink Business Unlimited® Credit Card | Flat-rate cash back and 0% intro APR on purchases for an introductory period |
| Ink Business Preferred® Credit Card | A big sign-up bonus and bonus points in multiple spending categories |
| Ink Business Premier® Credit Card | Huge cash back sign-up bonus and high rewards rate |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | Benefits and bonus rewards with American Airlines |
| Costco Anywhere Visa® Business Card by Citi | Bonus cash back rewards at Costco and on eligible gas and EV charging spending |
Our Credit Cards Experts
By:Lyle Daly
Writer
Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a home base in Colombia.
Fact CheckedNathan Alderman
Fact checker
Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As The Ascent's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
The American Express® Green Card is unavailable on The Ascent. All information was collected independently and not reviewed for accuracy or provided by the credit card issuer. Some items may be out of date.
John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. JPMorgan Chase is an advertising partner of The Ascent, a Motley Fool company. Wells Fargo is an advertising partner of The Ascent, a Motley Fool company. Citigroup is an advertising partner of The Ascent, a Motley Fool company. Bank of America is an advertising partner of The Ascent, a Motley Fool company. American Express is an advertising partner of The Ascent, a Motley Fool company. Discover Financial Services is an advertising partner of The Ascent, a Motley Fool company. Lyle Daly has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon, Apple, Bank of America, Best Buy, Costco Wholesale, JPMorgan Chase, Mastercard, PayPal, U.S. Bancorp, Uber Technologies, Visa, and Walmart. The Motley Fool recommends Alaska Air Group, Discover Financial Services, Hyatt Hotels, InterContinental Hotels Group Plc, Lowe's Companies, and Marriott International and recommends the following options: long January 2025 $370 calls on Mastercard, short January 2025 $380 calls on Mastercard, and short June 2024 $67.50 calls on PayPal. The Motley Fool has a disclosure policy.
For rates and fees for the American Express Business Gold Card, click here
For rates and fees for the American Express Cash Magnet® Card, click here
For rates and fees for the American Express® Gold Card, click here
For rates and fees for the American Express® Green Card, click here
For rates and fees for the Amex EveryDay® Credit Card from American Express, click here
For rates and fees for the Blue Business Cash™ Card from American Express, click here
For rates and fees for the Blue Cash Everyday® Card from American Express, click here
For rates and fees for the Blue Cash Preferred® Card from American Express, click here
For rates and fees for the Blue from American Express®, click here
For rates and fees for the Delta SkyMiles® Blue American Express Card, click here
For rates and fees for the Delta SkyMiles® Gold American Express Card, click here
For rates and fees for the Delta SkyMiles® Platinum American Express Card, click here
For rates and fees for the Delta SkyMiles® Reserve American Express Card, click here
For rates and fees for the Hilton Honors American Express Aspire Card, click here
For rates and fees for the Hilton Honors American Express Card, click here
For rates and fees for the Hilton Honors American Express Surpass® Card, click here
For rates and fees for the Marriott Bonvoy Brilliant® American Express® Card, click here
For rates and fees for the The Platinum Card® from American Express, click here
